Tex. Ins. Code Section 1952.104
Required Provisions Relating to Uninsured or Underinsured Motorist Coverage


The portion of a policy form adopted under Article 5.06 or filed as provided by Subchapter B (Definitions), Chapter 2301 (Policy Forms), to provide coverage under this subchapter must:

(1)

provide that, regardless of the number of persons insured, policies or bonds applicable, vehicles involved, or claims made, the total aggregate limit of liability to any one person who sustains bodily injury or property damage as the result of a single occurrence may not exceed the limit of liability for those coverages as stated in the insurance policy and that the total aggregate limit of liability to all claimants, if more than one, may not exceed the total limit of liability per occurrence as stated in the policy;

(2)

provide for the exclusion of the recovery of damages for bodily injury or property damage, or both, resulting from the intentional acts of the insured; and

(3)

require that, for the insured to recover under the uninsured motorist coverage if the owner or operator of any motor vehicle that causes bodily injury or property damage to the insured is unknown, actual physical contact must have occurred between the motor vehicle owned or operated by the unknown person and the person or property of the insured.
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.

Source: Section 1952.104 — Required Provisions Relating to Uninsured or Underinsured Motorist Coverage, https://statutes.­capitol.­texas.­gov/Docs/IN/htm/IN.­1952.­htm#1952.­104 (accessed Mar. 23, 2024).

1952.001
Applicability of Chapter
1952.051
Policy Forms for Automobile Insurance
1952.052
Use of Previously Approved or Adopted Policy Forms Authorized
1952.053
Withdrawal of Approval
1952.054
Required Disclosures Regarding Short-term Policies
1952.055
Certificate of Insurance as Substitute for Insurance Policy
1952.056
Required Provision: Coverage for Certain Spouses
1952.057
Prohibited Provision: Payment on Conviction for Drug Offense
1952.058
Loss Control Information and Services Required
1952.059
Required Provision: Coverage for Certain Vehicles Acquired During Policy Term
1952.060
Required Provision: Liability Coverage for Temporary Vehicles During Policy Term
1952.101
Uninsured or Underinsured Motorist Coverage Required
1952.102
Uninsured Motor Vehicle
1952.103
Underinsured Motor Vehicle
1952.104
Required Provisions Relating to Uninsured or Underinsured Motorist Coverage
1952.105
Liability Limits
1952.106
Recovery Under Underinsured Motorist Coverage
1952.107
Recovery Under Collision or Combined Coverage
1952.108
Insurer’s Right of Recovery
1952.109
Burden of Proof in Dispute
1952.110
Venue
1952.151
Personal Injury Protection
1952.152
Personal Injury Protection Coverage Required
1952.153
Maximum Required Amount of Personal Injury Protection
1952.154
Loss of Income Benefits
1952.155
Benefits Payable Without Regard to Fault or Collateral Source
1952.156
Payment of Benefits
1952.157
Action for Failure to Pay Benefits
1952.158
Exclusion of Benefits
1952.159
Offset Against Liability Claim
1952.160
Inapplicability to Accident or Health Insurance
1952.161
Certain Coverage Unaffected
1952.201
Applicability of Subchapter
1952.202
Definitions
1952.203
Short-term Liability Insurance Program
1952.204
Agent License Required
1952.205
Sale of Short-term Liability Insurance Policies
1952.251
Definitions
1952.252
Garage Insurance
1952.301
Limitation on Parts, Products, or Repair Persons or Facilities Prohibited
1952.302
Prohibited Acts in Connection with Repair of Motor Vehicle
1952.303
Contracts Between Insurer and Repair Person or Facility
1952.304
Provision of Information Regarding Repairs
1952.305
Notice of Rights Regarding Repair of Motor Vehicle
1952.306
Complaints
1952.307
Rules
1952.351
Definitions
1952.352
Applicability
1952.353
Named Driver Policies Prohibited
1952.0515
Required Coverage

Accessed:
Mar. 23, 2024

§ 1952.104’s source at texas​.gov