Tex. Fin. Code Section 343.205
Prepayment Penalties Prohibited

343.001
Definitions 343.002
Applicability 343.003
Conflict with Other Provisions of Title 343.101
Refinancing 343.102
Disclosure in Connection with Certain Home Loans 343.103
Disclosure of Mortgage Information to Surviving Spouse 343.104
Restrictions on Single Premium Credit Insurance 343.105
Notice of Penalties for Making False or Misleading Written Statement 343.106
Payoff Statements 343.108
Release of Lien After Payoff by Mortgagor 343.201
Definitions 343.202
Balloon Payment 343.203
Negative Amortization 343.204
Consideration of Obligor’s Payment Ability 343.205
Prepayment Penalties Prohibited 343.206
Charge Prohibited for Product or Service Not Received